Hi there, blog readers. You may have noticed that this site has no ads on it, and let’s be clear on the reason for that… which, of course, is that no one wants to pay me to advertise on this site. It definitely isn’t some moralistic stand on the evils of advertising or a commitment to unbiased content. That being said, I like that the site isn’t cluttered up with pay-per-click ads for services I can’t really control, and I like that I can say whatever I want without worrying about angering my corporate overlords. I write this blog for fun and will continue to do so until it stops being fun for me, and despite the still very meager traffic, I’m starting to notice a slow upward trend. I’m still a long way from making a second career out of this, though.
I’m not going to make a big deal about your support “keeping the blog ad-free” or whatever. If you like what I write and think this blog contributes positively to the larger ecosystem of points and miles blogs, that’s amazing, and if you like it enough to throw some support my way, that’s amazing-er. I have some ideas down the road about maybe creating a Patreon site with some subscriber-only content or features, but for now, the best way to show your support is to use my referral links for credit cards I already have. This way, I can earn some extra points, and you can help me out while signing up for a card you were going to get anyway.
Before we get to the links, there are two things I want to point out:
- These are referral links, not affiliate links. That means that I have no commercial relationship with any banks, and no one is paying me to host these links. Anyone can get a referral link – the only prerequisite is having the card in the first place.
- Referral links don’t always point you to the best available sign-up bonus. This is important to consider, given that banks are getting more and more restrictive about offering bonuses multiple times. Amex, in particular, will only give you a bonus once per lifetime. Since I may not be able to update this page to note the current highest-available bonus for each card, please do your homework before using my links.
Okay, with that out of the way, here you go:
Bonus: 60,000 points
Why it’s good: 5x points on airfare purchased directly from airlines. Centurion lounges, Delta Sky Club access when flying Delta, Priority Pass , roadside assistance, concierge, Hilton & SPG Gold, etc. $200 credit for incidentals on one designated airline, up to $200 in Uber credit.
Why it’s bad: $550 annual fee. Much higher bonuses may be available through targeted ads or leaked links, although Amex has been known to claw back these bonuses in some cases. Amex only awards bonuses once per lifetime so definitely consider whether you want to wait for one of these opportunities before applying.
Amex Premier Rewards Gold
Bonus: 25,000 points
Why it’s good: 3x points on airfare, 2x on dining, and 1x on everything else. $100 per year airline incidental credit, also has access to Amex Hotel Collection.
Why it’s bad: $195 annual fee (waived 1st year). 50k bonuses are common through incognito and targeted mailers. In fact, I wouldn’t use this link unless you’ve already had the card in the past and just want it back to get access to the benefits (in which case the bonus wouldn’t matter anyway).
Amex Everyday Card
Bonus: 15,000 points
Why it’s good: Up to 2.4x points on groceries and 1.2x points on all spending if you make 20 transactions in a billing cycle. No annual fee.
Why it’s bad: Much higher bonuses may be available through targeted ads or leaked links – up to 25,000 points. Amex only awards bonuses once per lifetime so definitely consider whether you want to wait for one of these opportunities before applying.
Amex Everyday Preferred
Bonus: 20,000 points
Why it’s good: Up to 4.5x points on groceries, 3x points on gas, and 1.5x points on all spending if you make 30 transactions in a billing cycle.
Why it’s bad: $95 annual fee. Much higher bonuses may be available through targeted ads or leaked links – up to 35,000 points. Amex only awards bonuses once per lifetime so definitely consider whether you want to wait for one of these opportunities before applying.
Hilton Honors Amex
Bonus: 75,000 points
Why it’s good: No annual fee, decent earn rates for Hilton points.
Why it’s bad: The highest ever public bonus for this card was 80,000 points after $2000 in spend, so from a return-on-spend perspective, the referral offer may actually be better. Still, if you want to max out the bonus, wait for Amex to raise it again.
Chase Freedom Unlimited
Bonus: 15,000 points ($150 if redeemed for cash)
Why it’s good: 1.5 points on all spending with no annual fee.
Why it’s bad: These points can’t be transferred to partners unless you have a premium Chase card. Covered under 5/24 – don’t bother applying if you’ve opened 5 new accounts (with any bank) in the last 24 months.